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Benefit of HH insurance scheme: Specialist care

Codes and Frequencies

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INSCOVSPEC indicates whether specialist care was a benefit covered by the insurance plan or mutual health organization of a household member.

The information in INSCOVSPEC is taken from the household record and applies to regular household residents, not temporary visitors. Researchers may wish to exclude visitors using the RESIDENT variable (with visitors coded "2") when women, children, or births are the unit of analysis, and using the HHRESIDENT variable when household members are the unit of analysis.


INSCOVSPEC has no comparability problems.

Comparability - Standard DHS

INSCOVSPEC is a country-specific variable not included in the standard DHS household questionnaire.


  • Ghana 2003: Women age 15-49 in households in which the respondent for the household survey was currently a member of a mutual health organization or health insurance scheme.
  • Ghana: 2003-W, 2003-C, 2003-B, 2003-M, 2003-H, 2003-W