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Any HH member participates in a group savings club

Codes and Frequencies

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SAVINGSCLUBHH indicates whether a member of the household participates in a joint savings club.

The information in SAVINGSCLUBHH is taken from the household record and applies to regular household residents, not temporary visitors. Researchers may wish to exclude visitors using the RESIDENT variable (with visitors coded "2") when women, children, or births are the unit of analysis, and using the HHRESIDENT variable when household members are the unit of analysis.

Comparability — Index



SAVINGSCLUBHH has no comparability problems.

Comparability - Standard DHS

SAVINGSCLUBHH is a country-specific variable not included in the standard DHS household questionnaire.

Comparability — Senegal [top]

The 2010, 2012, 2014, 2015, 2016, and 2017 Senegal questionnaires ask whether anyone in the household participates in a tontine. A tontine is a specific type of joint financial arrangement in which participants contribute equally to an investment fund, receive a share of the income from the investment, and have their shares devolve to the other participants upon death.


  • Senegal 2010: All women age 15-49.
  • Senegal 2012: All women age 15-49.
  • Senegal 2014: All women age 15-49.
  • Senegal 2015: All women age 15-49.
  • Senegal 2016: All women age 15-49.
  • Senegal 2017: All women age 15-49.
  • Senegal: 2010-C, 2010-M, 2010-W, 2010-B, 2010-H, 2012-B, 2012-H, 2012-C, 2012-W, 2014-M, 2014-B, 2014-H, 2014-W, 2014-C, 2015-B, 2015-M, 2015-W, 2015-H, 2015-C, 2016-W, 2016-C, 2016-M, 2016-B, 2016-H, 2017-H, 2017-W, 2017-C, 2017-B, 2017-M